Admit it. One of the reasons on why you sign up for that credit card is the exclusive points and rewards associated with it. Several credit card companies just like hsbc platinum visa provide numerous perks and benefits to its consumers on top of the main use of credit card.
Whether you are an existing cardholder or looking for a new one, there are ways on how to maximize those rewards. In this article, we provided tips and tricks on how you can earn more points and rewards from your credit card.
- Hit the Required Spending
Many credit card companies have its condition that gives you an additional load of miles, perks, or rewards when you spend a certain amount using your credit card. Commonly, this kind of promo is for a specific time only.
Make sure that when you want to avail such promo, you can hit the required spending without going into debt. Furthermore, as much as possible, avoid having credit card debt unless it is absolutely necessary.
- Choose Rewards Card
One of the easiest ways to earn points and rewards is to simply opt for a rewards card. This type of credit card gives more value to your spending since it allows you to get exclusive perks and rewards every time you shop. Furthermore, always check the promos of your card provider. Many of these companies have their promos every now and then, which can double or triple your rewards.
- Add Supplementary Card User
Some card providers offer an additional reward if there is an additional authorized card user. This can be for a period of time only. Supplementary cardholders can be your parents or siblings. They can make purchases but can't make card payments. It is a definitely a great way to score more rewards. Remember that you can remove your supplementary users any time. when you want to.
- Participate in Targeted Promos
Apart from the sign-up bonus, many credit card providers have their promotions every month. To score more reward points, make sure to participate and take advantage of these on-time promotions to accumulate more rewards. Some of the common point-earn promotions are travel getaways and holiday sale.
- Pay Travel Expenses with Your Card
Credit your travel expenses, whether it is for booking hotel accommodation or airplane ticket, can double or triple your card points. You can also consider getting or switching a card tailored to travel to maximize your chance of getting travel reward points.
- Use Online Shopping Sites
Most of the credit card companies in the market tied up with various online shopping websites to provide consumers the best possible credit card deals. Shop at sites that have a partnership with your credit issuer. This way, you can earn points for every money you spent.
Final Thoughts:
Credit cards are definitely useful financial tools, whether it is for purchasing big expenses or scoring perks and reward points.
If you are after with the different card rewards, try to follow some tips mentioned in this article to maximize reward points in your card.
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